Your Richmond Roofer.
It's Just Me, Joe.
Madison County is one of Kentucky's fastest-growing, and Richmond's housing runs from EKU-area rentals to brand-new subdivisions south of town. Storm damage hides in both. I run scheduled trips down I-75 — free inspections, honest calls, adjuster meetings in person.
Rather talk? Call or text Joe — (859) 420-7382
The No Big Deal Difference
🤝 You get me, start to finish
No franchise, no call center. The person who answers the phone inspects your roof, writes the estimate and supervises the crew.
🛡️ Insurance jobs, documented right
7+ years of insurance restoration work. I document the damage, write the line-item estimate and meet your adjuster on the roof after you file. The claim stays yours.
💰 Straight pricing
No inflated first number, no “today only” discount, no pressure to sign at the kitchen table. Take the quote, sleep on it, call when you’re ready.
✅ A standing offer
While you own the home, anything I worked on gets a free look whenever you call. Workmanship issues are fixed under the written warranty, and full GAF system installs are eligible for enhanced GAF warranty coverage.
Storm Damage in Richmond
⛈️ Why Richmond roofs are at risk
Richmond sits on the I-75 storm track as systems push southeast out of the Bluegrass. The risk splits two ways: rental and student housing where nobody has looked at the roof in years, and new subdivisions where builder-grade shingle meets its first real hail. Both fail quietly — until water shows up inside.
What Richmond Roofs Are Up Against
By the Census numbers, the typical Richmond home was built around 1994. Houses from the ’80s and ’90s were often sheathed in early OSB, which swells when a leak goes unnoticed. Many are on their second roof, and some of those went on over the first. Just 38.3% of homes are owner-occupied; rentals make up the rest, and rental roofs tend to get patched until they can’t be. That’s a pattern, not a diagnosis. Richmond jobs run on scheduled trips from my Cincinnati base; I batch the inspections and tell you the day.
⛈️ Recent storms on the record
NOAA’s Storm Events Database has 18 reports of damaging wind, hail an inch or larger, or tornadoes within about 5 miles of Richmond between January 2019 and June 2026. The biggest:
- June 25, 2023 · 2.5-inch (tennis-ball-size) hail at Richmond · NOAA record
- June 25, 2023 · estimated 110 mph wind gust between Richmond and Bybee · NOAA record
- January 12, 2023 · EF1 tornado near Union City, 1.2-mile path · NOAA record
- January 11, 2020 · estimated 81 mph wind gust near Richmond · NOAA record
The hail reports cover one day, topping out at 2.5 inches.
Wondering whether yours was one of the roofs that got hit? A free inspection with photos answers it, and “nothing’s wrong” is an answer I give often.
📋 Permits: not settled in writing
The city's Building Inspection FAQ lists new construction, renovations, additions and trade work as permit triggers but does not mention roofing. Outside city limits, Madison County has its own office. Source: City of Richmond Building Inspection.
If you want it settled, the City of Richmond Building Inspection Department is who to ask.
Historic districts: Richmond's Architectural Review Board protects designated historic structures and districts, and exterior changes in those districts go through its Certificate of Appropriateness application. Source.
🏛️ Historic homes
The Downtown Richmond Historic District (1976) has 60 contributing late-Victorian and revival buildings, including the 1891 Glyndon Hotel. Source
📈 The building boom
Eastern Kentucky University started here in 1906, and Richmond grew from 12,168 residents in 1960 to 34,585 in 2020. Source
Services Available in Richmond
Nearby Communities
I serve Madison County and the Bluegrass communities around it.
Guides for Richmond Homeowners
A Lexington Reader's Class 4 Question — the 12% Insurance Answer → He Tried to Buy His Own Shingles. Every Counter Said No. → Class 4 Shingle Insurance Discounts in Ohio & Kentucky →Richmond Roofing Questions
Does a roof replacement in Richmond need a permit?
No official page settles it. The city's Building Inspection FAQ lists new construction, renovations, additions and trade work as permit triggers but does not mention roofing. Outside city limits, Madison County has its own office. Ask the City of Richmond Building Inspection Department before work starts. Historic districts have their own review; see below. Source: City of Richmond Building Inspection.
Has there been large hail near Richmond?
Yes. NOAA logged 4 reports of hail an inch or larger within about 5 miles of Richmond from 2019 through June 2026, on one day. The largest measured 2.5 inches (tennis-ball size), on June 25, 2023 near Richmond. Whether your roof took any of it is a separate question, and only an inspection answers it.
How old are most roofs in Richmond?
The median Richmond home was built in 1994, per the Census Bureau’s 2020–2024 survey, so half the houses are more than 32 years old. Many are on their second roof, often over OSB decking; the question is whether the last one was a tear-off or an overlay. What counts is the roof’s age, not the house’s; the last tear-off date is the number to find.
Does a historic district affect my roof in Richmond?
Yes, in parts of town. Richmond's Architectural Review Board protects designated historic structures and districts, and exterior changes in those districts go through its Certificate of Appropriateness application. Outside the district boundaries, the normal permit rules apply. Check the district map for your address before choosing materials or colors.
Which Richmond ZIP codes do you cover?
All of them. Most of Richmond’s land falls in ZIP 40475, and I work every street. Richmond work runs on scheduled trips from my Cincinnati base, so I batch inspections and give you an exact window. Every inspection is free, and I do it myself, on the roof, with photos.
Ready to Talk About
Your Richmond Roof?
Call Joe. I'll come out, take a look, and tell you straight what your roof actually needs.
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